Car Insurance

3 Year Price Guarantee

When your current policy with One Call is due for renewal, your invite will include the One Call 3 year price guarantee. This means that if your circumstances stay the same we will guarantee the price of your policy for the next 3 years. Your policy will continue at the new rate for a further 2 years, covering you against insurance rate increases, tax increases and general inflation.  The price guarantee only applies to the price presented on the renewal letter.

If you make any changes to your policy, or non disclosure of claims/convictions are discovered in the first year of the price guarantee being in force, this will result in your annual premium being recalculated to take the new risk details into account.

Any direct debit payments will then be amended accordingly at the time of renewal in year 2 to accommodate the change in risk details.  The same principle applies in year 2-3.

At the end of the first and second years of the price guarantee being in force, we may also change the underwriter of the insurance that we provide for you in order to continue to meet your demands and needs. We are able to do this because we are an insurance broker representing a panel of different insurance companies, and in turn we may be able to lower your monthly direct debit payments at the start of year 2.

If you do not want to renew your policy, please contact our renewals team at least seven days before the renewal date on 01302 554 010. Failure to do this may result in an administration fee of £35.00 being incurred.

Additional Driver Bonus Builder

Additional driver bonus builder can only be used on a One Call Insurance motor car policy; the benefit cannot be transferred to other companies. Renewal documentation will only show the amount of no claims bonus the policy holder has earned on their own policy.

It doesn’t matter if the policy holder or any additional drivers have made a claim; the bonus is calculated on the individual’s personal driving history.  The additional driver can claim their no claims discount gained through this scheme when becoming a policy holder with One Call Insurance.

The additional named driver must be over the age of 25, so the minimum age they will be eligible for named driver no claims bonus is from the age of 26. The additional driver must be claim-free on your policy and any other policy for at least 12 months.

To qualify for this offer, the additional named driver under the policy must not have any pending prosecutions, or have been convicted of any offences (whether for motoring offences or general criminal offences).