Getting cheaper car insurance quotes is the main need of most drivers, but some insurance companies supply cheap motor insurance quotes by hiding expensive excesses.
The car insurance excess is the part of a claim that you will have to pay in the event of a claim. The amount of excess depends on the risk and on the nature of the claim.
We offer you the chance to choose your own car insurance voluntary excess, which may bring the price of your car insurance policy down. The voluntary excess is in addition to any compulsory excess.
For example, if you have an excess of £50 and your claim is for £300, then you will only receive £250 from your insurance provider.
If the accident (in the event of a motor claim) was not your fault then you may be able to recover this from the person to blame (called the 'third party') or their insurers.
Adding a voluntary excess will increase the total excess on the policy should you ever need to make a claim, but it should result in a lower car insurance premium.
If you still aren't sure about car insurance excess and would like us to explain how it works, please give us a call on 01302 554012 and we will be happy to guide you through it.
We can also give you cheap car insurance quotes and explain excess details over the phone, call us now!