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Is My Car Insured?

Find yourself asking that question? If you do, we'll tell you how to check if your car is insured

Is my car insured?

Unsure if your car is currently insured? If so there's a really easy way you can check.

Is my Car Insured

If you've ever had the nagging question 'is my car insured' the easiest way to find out is to check your vehicle on the website.

Simply go to and use their handy online tool that allows you to check if a vehicle is insured.

The form is free and lets you do a check to make sure your own vehicle is on the Motor Insurance Database (MID).

One thing to be aware of is that the MID is not updated instantly when you purchase a new car insurance policy and records may take a few days before they are up to date.

Don't forget if you own a vehicle and it has not been declared as SORN (off the road) it must be insured. This rule is called continuous insurance enforcement. Not following these rules means you could be hit with a £100, have your vehicle impounded, destroyed or clamped, and could face prosecution with a possible maximum fine of £1,000.

It is illegal to drive your car on a road or in a public place without a minimum of third party fire and theft car insurance. Penalties for uninsured drivers mean you could get a fixed penalty of £300 and receive 6 penalty points if your found driving a car you're not currently insured to drive. If the case goes to court things could get even worse, you could receive an unlimited fine and be disqualified from driving. Police also have the power to seize and in certain cases destroy vehicles that are being driven without insurance.

if you're in any doubt that your car isn't currently insured, please contact your insurance company or broker as soon as possible. If you have car insurance with one Call please feel free to head over to our Useful Numbers section and speak tou one of our team who will be happy to help. Please do remember that the MID database is not updated as soon as a car insurance policy is purchase.

Should you need a new car insurance quote, please get use our car insurance quote form online. We now give you a car insurance quote AND a 'telematics' quote. to find out more about telematics (or 'black box') car insurance please visit our Telematics Car Insurance section.

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One Call Insurance Services Limited - Registered Office: First Point, Balby Carr Bank, Doncaster, South Yorkshire DN4 5JQ.

Authorised and regulated by the Financial Conduct Authority for general insurance business.

Registered in England Company Number: 4693136.
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