Modified Car Insurance Quotes

Modified Car Insurance

Modified car insurance differs from normal car insurance as it requires specialist knowledge of car modifications and specifications of upgraded parts

To ensure you get the correct modified car insurance that offers the correct level of cover we have a specialist in house modified car insurance team.

Modified Car Insurance

Modified car insurance differs from normal car insurance as it requires specialist knowledge of car modifications and specifications of upgraded parts to ensure you get the correct modified car insurance that offers the correct level of cover.

We have a specialist modified car insurance department with access to some great modified car insurance quotes, you can get a quote by clicking the 'Modified car Insurance Quote' button or contact them on directly 01302 564541 to discuss your needs.

Car modifications vary and can include things like:

  • Upgrading your in car stereo entertainment unit
  • Changing your alloy wheels
  • Changes to bodywork such as adding spoilers
  • Changes to your engine, including modifications and upgrades
  • Changes to suspension such as lowering kits

If you've already modified your car you've probably put a lot of time, effort and money into your mods, so it's really important you get the correct level of modified car insurance.

As an insurer we rate your car on one of the 50 rating groups commonly used throughout the insurance industry. A car with a rating of 1 being the cheapest and 50 being the most expensive. Those ratings are based on the assumption that no changes or modifications have been made to the car (therefore the car is 'original specification').

If you are considering making modifications to your car it could be worth speaking to your insurer before you make the modification. That way you can see if your car insurance cost is likely to change once you've made your modification. You'll be able to make a more informed decision if the modification is worth the cost (of both the modification and the change in car insurance premium).

Making modifications to your car could invalidate your insurance if you don't declare them to your insurer so always discuss with your insurer.

Security modifications

Please remember that 'modifications' you make to your car for security purposes will not necessarily result in higher car insurance premiums. If you install a recognised alarm or immobiliser system, or tracker then your car insurance could well go down as well as up. Again, speak to the insurer before you decide on making any modifications to your cars security.

What next?

If you already have a modified car, or are thinking of making a modification to your car, you can get a quote online by clicking the 'Modified car Insurance Quote' button, or please give us a call on 01302 564541 to discuss and we'll compare modified car insurance quotes for you.


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One Call Insurance Services Limited - Registered Office: First Point, Balby Carr Bank, Doncaster, South Yorkshire DN4 5JQ.

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Registered in England Company Number: 4693136.
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