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Motorbike Insurance

Scooter Insurance

Whether you ride a scooter, we know how much you love your scooter.

Your scooter insurance doesn't need to be expensive. We compare scooter insurance quotes from a panel of leading UK insurers to get you a great deal.

Scooter Insurance

Whether you ride a scooter, we know how much you love your scooter.

Your scooter insurance doesn't need to be expensive. We compare scooter insurance quotes from a panel of leading UK insurers to get you a great deal.

01302 554012

Scooter Insurance

Scooters are a relatively cheap way to get on the road. In the UK models with engines under 50cc can be ridden by young people from the age of 16, so scooters can be ideal for young people wanting to get away from relying on their parents giving lifts and public transport. They're also great if your commute to and from work isn't far as they're nippy in traffic and when filtering you can avoid queuing at traffic lights. With rising fuel prices you also get great fuel economy, some bikes even offer nearly 100 mpg!

As much as scooters are seen a 'fun' method of getting around they are still motorbikes and you need to ride them with the care and attention you would with any vehicle.

To ride a scooter you'll need to make sure the following are in place:

Compulsory Basic Training (CBT): This is the training you will need to complete before you can ride a scooter or moped on a UK road. A CBT lasts for 2 years and can either be retaken again when it runs out or you could train to complete full bike licence or car licence.

Registration: You'll need to make sure your scooter is registered with the DVLA before riding on the roads.

Tax: Scooters need taxing just as any vehicle does before you can ride it on the road. The good news, scooters can cost as little as £17 a year to tax!

Scooter Insurance: You should also make sure you have adequate scooter insurance before taking to the roads.

Do I need Scooter Insurance?

As with any vehicle, if you plan on driving it on the road you'll need to arrange suitable insurance. Scooter Insurance is generally cheaper than other vehicle insurance and comes in three types, third party only, third party fire and theft, and fully comprehensive. When you're getting your scooter insurance quotes, remember that cheapest doesn't always mean the best cover. Check what the benefits of each policy are and make sure you get the cover you need.

Scooter Insurance Types

Third Party Only Scooter Insurance (TPO): If you were involved in an accident this cover would pay for the costs to the third party but would not cover any of your costs (costs to repair your scooter etc.)

Third Party Fire and Theft Scooter Insurance (TPFT): Same as Third Party Only but you would also be protected should your scooter be stolen or was involved in a fire.

Fully Comprehensive Scooter Insurance: Covers you for all those above plus cover for damage to you or your scooter caused by an accident that's your fault.

Scooter Insurance Classes

When getting your scooter insurance you'll be asked how you intend to use your scooter, to get a policy that offers the cover you need try to be as accurate as possible, the main options are:

  • Social, domestic and pleasure
  • Social, domestic and pleasure including commuting
  • Business use
  • Courier and delivery

Cheap Scooter Insurance

We compare scooter insurance from some of the UKs leading providers to get you competitive prices. There are a few ways you could make your scooter insurance even cheaper:

Increase your excess: As well as your compulsory excess you also need to specify a voluntary excess. Increasing the amount of voluntary excess you are willing to pay in the event of a fault accident could reduce your initial scooter insurance premium.

Do fewer miles:

The fewer miles you ride the less risk there is of you being involved in an accident which could lower your insurance premium.

Bike security:

Adding extra security to your scooter, such as alarms, locks and chains will make your bike more secure and deter thieves.

No claims bonus:

Riding safely is essential and earning no claims bonus will show insurers you are a safe rider which could see your scooter insurance price fall.

To get a scooter insurance quote from One Call Insurance simply call 01302 554012 or find us on Price Comparison Websites such as The Bike Insurer.

What are some of the best 125cc bikes you can buy after passing your CBT

KTM Duke 125

KTM Duke 125:

Awesome style, this 125 is about as good as it gets. It looks like it could be a bigger engine bike than a 125cc and its practical, rides particularly well and is a bit more stylish than a Honda 90!

Yamaha YZF-R125

Yamaha YZF-R125:

Sleek design and great performance have made this 125cc really desirable. Not the cheapest option, but you shouldn't have a problem when it comes to resale value.

Yamaha YBR125

Yamaha YBR125:

Many consider it an old faithful and lots of riding schools use them because they're reliable and easy to ride. Not as sexy as alternatives but it's a good ride at a great price.

Honda MSX125

Honda MSX125:

Relatively new (it was released in 2013) the MSX125 shook up the 125 market showing you can have a great looking bike that's quite quick at a good price. One thing though, it's small, the MSX125 is about three quarters the size of other bikes!

Suzuki Van Van RV125

Suzuki Van Van RV125:

Retro styling and a great riding position are two major plusses for the Van Van. It's undoubtedly one of the better looking 125cc bikes available on the market. Big balloon tyres mirror the retro styling of the original, not that you'll be riding this beauty on many beaches!

Yamaha NMAX

Yamaha NMAX:

Yamaha released the NMAX in 2015 and it was the first scooter available that came with ABS as standard. It also has ample storage for a helmet under the seat.

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