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Total Loss Top Up Insurance

Total Loss Top Up Insurance

Protect the value of your vehicle if it is written off in an accident.

Prices start at £37.29

Total Loss Top Up Insurance?

Total Loss Top Up Insurance

What is Total Loss Top Up Insurance?

When a vehicle is declared a write off as a result of a claim, the insurer will usually pay a settlement figure based on the current market value of the vehicle, rather than the amount paid when it was originally purchased. Due to general depreciation in vehicle values this can leave a difference between the amount you paid for a vehicle and the amount you receive in the event of a claim. This can prove an especially serious issue for anyone with finance in place on their vehicle, where the amount paid on a claim potentially may not cover the full amount of the finance remaining. Top Up Insurance is designed to reduce this difference and ensure a settlement figure from any claim where a vehicle is written off will be closer to the amount you originally paid for the vehicle.

How Does it Work?

In the event of a claim where your vehicle is written off, you can receive 25% of the vehicles market value (up to a maximum of £10,000) in addition to the insurers settlement figure. In addition to this you will also be reimbursed up to £250 of any policy excess that you have paid on the claim.

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One Call Insurance Services Limited - Registered Office: First Point, Balby Carr Bank, Doncaster, South Yorkshire DN4 5JQ.

Authorised and regulated by the Financial Conduct Authority for general insurance business.

Registered in England Company Number: 4693136.
FCA Reg: 302961.

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